Encore Capital Group Inc (ECPG)

Currency in USD
78.69
-1.02(-1.28%)
Closed·
78.690.00(0.00%)
·
Unusual trading volume
Trading near 52-week High
ECPG is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
77.7080.16
52 wk Range
29.3880.16
Key Statistics
Prev. Close
79.71
Open
79.39
Day's Range
77.7-80.16
52 wk Range
29.38-80.16
Volume
923.56K
Average Vol. (3m)
271.06K
1-Year Change
166.6554%
Book Value / Share
43.79
Fair Value
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Fair Value Upside
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ECPG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
82.67
Upside
+5.05%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in overbought territory

Encore Capital Group Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Employees
7350

Encore Capital Group Inc SWOT Analysis


Future Outlook
Analyst price targets around $60 reflect confidence in Encore's growth potential, despite interest expense concerns impacting EPS estimates
Market Dynamics
Explore Encore's strategic positioning in a favorable U.S. debt recovery landscape, contrasted with UK market challenges
Financial Resilience
Strong Adjusted EBITDA of $325 million surpasses expectations, highlighting operational efficiency despite CECL accounting challenges
Debt Recovery Surge
Encore Capital Group's Q1 2024 results showcase robust growth in collections and purchasing volumes, particularly in the U.S. market
Read full SWOT analysis

Encore Capital Group Inc Earnings Call Summary for Q4/2025

  • Q4 2025 delivered record $1.4B portfolio purchases; full-year EPS reached $10.91 with net income rising to $257M from $200M in 2024.
  • Revenue surged 34% YoY to $1.77B; U.S. segment drove growth with 18% increase in purchases and 24% rise in collections.
  • Leverage ratio improved to 2.4x; management expects 2026 cash efficiency margins exceeding 58% amid continued digital transformation.
  • Stock closed up 1.98% at $58.02, near 52-week high; European market faces headwinds from subdued U.K. lending and competition.
Last Updated: 02/25/2026, 06:10 PM
Read Full Transcript

Compare ECPG to Peers and Sector

Metrics to compare
ECPG
Peers
Sector
Relationship
P/E Ratio
6.6x14.5x9.9x
PEG Ratio
0.020.210.03
Price / Book
1.7x1.9x1.0x
Price / LTM Sales
1.0x0.8x2.9x
Upside (Analyst Target)
0.4%38.2%14.0%
Fair Value Upside
Unlock24.1%1.0%Unlock

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 82.67
(+5.05% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Truist Securities
Buy80.00+1.66%59.00MaintainFeb 26, 2026
Citizens
Buy90.00+14.37%75.00MaintainFeb 26, 2026
Citizens
Buy75.00-4.69%59.00MaintainJan 20, 2026
Truist Securities
Buy59.00-25.02%57.00MaintainNov 06, 2025
Citizens
Buy59.00-25.02%55.00MaintainNov 06, 2025

Earnings

Latest Release
Feb 25, 2026
EPS / Forecast
3.37 / 2.17
Revenue / Forecast
473.55M / 423.14M
EPS Revisions
Last 90 days

ECPG Income Statement

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FAQ

What Is the Encore Capital (ECPG) Stock Price Today?

The Encore Capital stock price today is 78.69 USD.

What Stock Exchange Does Encore Capital Trade On?

Encore Capital is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Encore Capital?

The stock symbol for Encore Capital is "ECPG."

What Is the Encore Capital Market Cap?

As of today, Encore Capital market cap is 1.68B USD.

What Is Encore Capital's Earnings Per Share (TTM)?

The Encore Capital EPS (TTM) is 10.91.

When Is the Next Encore Capital Earnings Date?

Encore Capital will release its next earnings report on May 06, 2026.

From a Technical Analysis Perspective, Is ECPG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Encore Capital Stock Split?

Encore Capital has split 0 times.

How Many Employees Does Encore Capital Have?

Encore Capital has 7350 employees.

What is the current trading status of Encore Capital (ECPG)?

As of Apr 16, 2026, Encore Capital (ECPG) is trading at a price of 78.69 USD, with a previous close of 79.71 USD. The stock has fluctuated within a day range of 77.70 USD to 80.16 USD, while its 52-week range spans from 29.38 USD to 80.16 USD.

What Is Encore Capital (ECPG) Price Target According to Analysts?

The average 12-month price target for Encore Capital is 82.67 USD, with a high estimate of 90 USD and a low estimate of 78 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +5.05% Upside potential.
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